UNDERSTANDING AS A DRIVER OF FAMILY WAQF PARTICIPATION READINESS: EVIDENCE FROM MALAYSIA AND INDONESIA

Muhammad Hamizan  Ab Hamid; Mohd Afandi  Mat Rani; Faezy  Adenan

doi:10.64757/alqanatir.2026.3507/1520

Authors

Muhammad Hamizan Ab Hamid Akademi Pengajian Islam Kontemporari, Universiti Teknologi MARA, Shah Alam
Mohd Afandi Universiti Teknologi MARA Cawangan Kelantan
Faezy Adenan Akademi Pengajian Islam Kontemporari, Universiti Teknologi MARA, Shah Alam

DOI:

https://doi.org/10.64757/alqanatir.2026.3507/1520

Keywords:

Family, Waqf, Readiness, Social, Finance

Abstract

Family waqf (waqaf zuriat) is increasingly recognised as a strategic instrument in Islamic social finance due to its potential in preserving intergenerational wealth and supporting sustainable socioeconomic development. However, participation in family waqf remains limited despite growing public awareness. Therefore, this study aims to examine the role of understanding as a driver of participation readiness in family waqf and to compare the level of understanding and participation readiness between Malaysia and Indonesia. This study employed a quantitative cross-sectional survey design involving 297 Muslim respondents, comprising 160 respondents from Malaysia and 137 respondents from Indonesia. Data were collected using a structured questionnaire and analysed using SPSS through descriptive analysis, independent sample t-test, Pearson correlation, and regression analysis. The findings revealed that there was no significant difference between Malaysian and Indonesian respondents in terms of understanding and participation readiness toward family waqf. Nevertheless, understanding was found to have a positive and significant relationship with participation readiness (r = 0.560, p < 0.001). Regression analysis further confirmed that understanding significantly predicts participation readiness (β = 0.560, p < 0.001), explaining 31.4% of the variance in participation readiness. The findings indicate that understanding functions as an important cognitive driver influencing individuals’ willingness to participate in family waqf. The study contributes to the Islamic social finance literature by emphasising the importance of educational and institutional strategies in strengthening sustainable participation in family waqf.

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Author Biographies

Muhammad Hamizan Ab Hamid, Akademi Pengajian Islam Kontemporari, Universiti Teknologi MARA, Shah Alam

Senior Lecturer

Mohd Afandi, Universiti Teknologi MARA Cawangan Kelantan

Rector

Faezy Adenan, Akademi Pengajian Islam Kontemporari, Universiti Teknologi MARA, Shah Alam

Senior Lecturer

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