Expansion Of Asnaf Gharimin’s Interpretation In A Pandemic Context

Perluasan Tafsiran Asnaf Gharimin Dalam Konteks Pandemik Di Malaysia

Abstract

The Covid-19 pandemic that has lasted for over a year has dealt a huge blow to the socioeconomic position and Malaysians well being. Various initiatives have been issued by the government to help the less fortunate including the implementation of a moratorium. Zakat institutions are also indirectly involved in helping people who are in debt in the context of asnaf gharimin. However, when there is a pandemic, the criteria for gharimin scheme recipients need to be re-examined in determining the eligible groups. Therefore, this study was conducted to analyze the interpretation of asnaf gharimin according to the scholars of 4 Madhab, contemporary interpretation and the expansion of its interpretation in the context of the pandemic. This study uses documentation, observation and analysis methods to achieve the objectives of the study. The results show that the interpretation of asnaf gharimin in the pandemic context can be expanded to traders whose sources of income are affected to the point of not being able to repay debts and those who need to settle debts immediately. It is hoped that this study can be a guide and reference for zakat institutions or certain organizations in managing zakat-related affairs for asnaf gharimin during the pandemic.

Abstrak
Pandemik Covid-19 yang berlarutan lebih setahun telah memberi tamparan hebat kepada  kedudukan sosio ekonomi dan kesejahteraan rakyat Malaysia secara keseluruhan. Pelbagai inisiatif telah dikeluarkan oleh kerajaan bagi membantu mereka yang kurang bernasib baik termasuklah pelaksanaan moratorium. Institusi zakat juga secara tidak langsung terlibat dalam membantu golongan yang berhutang dalam konteks asnaf gharimin. Namun, apabila berlakunya pandemik kriteria penerima skim gharimin perlu dilihat semula dalam menentukan golongan yang layak. Justeru, kajian ini dijalankan adalah untuk menganalisis tafsiran asnaf gharimin menurut 4 Mazhab, tafsiran kontemporari dan perluasan tafsirannya dalam konteks pandemik. Kajian ini menggunakan kaedah dokumentasi, pemerhatian dan analisis dalam mencapai objektif kajian. Hasil kajian mendapati bahawa pentafsiran asnaf gharimin dalam konteks pandemik boleh diperluaskan kepada peniaga yang terjejas sumber pendapatannya sehingga tidak mampu membayar balik hutang dan mereka yang perlu melangsaikan hutang dengan segera. Diharapkan kajian ini dapat menjadi panduan dan rujukan kepada institusi zakat mahupun organisasi tertentu dalam menguruskan hal ehwal berkaitan zakat kepada asnaf gharimin semasa pandemik.