Abdul Razak, M. Z., Bhari, A., & Mat Rani, M. A. (2025). An Analysis Of Financial Literacy Performance Among Small And Medium Enterprise Entrepreneurs: Exploring The Transformative Features Of Islamic Fintech . Al-Qanatir: International Journal of Islamic Studies, 34(04), 212–225. https://doi.org/10.64757/alqanatir.2025.3404/1164