MOHAMAD NADZLI, N. S.; YAHAYA, M. H. Determinants Of Microtakaful Adoption Among Consumers: A Systematic Literature Review. al-Qanatir: International Journal of Islamic Studies, [S. l.], v. 30, n. 2, p. 303–311, 2023. Disponível em: https://www.al-qanatir.com/aq/article/view/688. Acesso em: 4 may. 2026.