MOHAMAD NADZLI, N. S.; MOHD, N.; YAHAYA, M. H.; MOHAMAD, S. N. A. Adoption Model Of Microtakaful In Malaysia: A Concept Paper. al-Qanatir: International Journal of Islamic Studies, [S. l.], v. 33, n. 3, p. 211–226, 2024. Disponível em: https://www.al-qanatir.com/aq/article/view/866. Acesso em: 5 sep. 2026.