Mohamad Nadzli, N. S., Mohd, N., Yahaya, M. H. and Mohamad, S. N. A. (2024) “Adoption Model Of Microtakaful In Malaysia: A Concept Paper”, al-Qanatir: International Journal of Islamic Studies, 33(3), pp. 211–226. Available at: https://www.al-qanatir.com/aq/article/view/866 (Accessed: 6September2026).